What’s Important About Our Approach?

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What’s Important About Our Approach?

The business of wealth management demands a disciplined professional approach with clear objectives.

At CWA, we apply a strategic and comprehensive approach to managing your wealth. We look at your entire life picture, a 30,000-foot view, by beginning with an exploration of your values and what you want to accomplish to make your second half significant. By listening to you, we learn what is truly important to you about money and about life, what are the financial challenges affecting you today, what is your definition of financial security, and how much is enough? Next we help you define; what are the milestones you need to achieve during the second half of your life that will let you move from Success to a legacy that is Significant? Only then can we provide viable solutions to help achieve that legacy you desire.

The CWA process involves working closely with you to identify issues, review alternatives, recommend solutions, educate family members so they can make decisions, and assist you in implementing the selected course of action.

In addition to ongoing meetings and conversations with you and your family, CWA provides you with all of the necessary documentation and tools to keep you informed of the planning process and the status of your affairs on an ongoing basis.

By communicating through a disciplined process, we make certain that information, needs and values are shared in an accurate, timely and convenient manner that revolves around the following planning stages and tools.

Step 1: Initial Consultation. Through a Discovery or Roadmap Session, you will meet with a Certified Financial Planner™ to discuss your present financial situation and future financial goals. CWA will provide a perspective on how we can help you with our integrated, comprehensive approach to Wealth Management.

Step 2: Comprehensive Financial Analysis. Using questionnaires and diagnostic tools, we analyze your entire financial portfolio and identify deficiencies and opportunities so we can help guide you closer to achieving your financial goals.

Step 3: Strategic Planning. With your input and our analysis in hand, we will devise a strategic plan and present you with recommendations on areas such as how to improve your overall financial performance, reduce your taxes, protect your assets, obtain cost-effective life, health, disability and LTC insurance, and enhance your estate plan.

Step 4: Implementation. Once you have approved the strategic plan, we put your plans into action and monitor the activity and progress with your entire team of professionals.

Step 5: Your life is ever changing and sometimes those changes affect your financial goals and plans. Our annual reviews with you help us stay up to date with changes that occur, allowing us to adjust the strategy and help keep you on track toward achieving your financial goals. The CWA financial plan is not a book you place on your shelf, but a living document that becomes the Cornerstone of your financial decision making process.  Go to our Investment Philosophy section for further details.